Saturday, October 08, 2005

Where I Keep My Money

This will be a listing I will update on a monthly basis showing where I have my savings:

September 30, 2006

Assets

Cash: $259.31
S&P 500: $2600.00
I-Bond: $1041.60
ING Bank Account: $290.85
Antique Collectibles: $5.00
529 Plan: $0
IRA: $0
Upromise Account: $37.50
BabyMint Account: $0

Total: $4234.26 (+$210.80 or +4.98%)

August 31, 2006

Assets

Cash: $2623.44
I-Bond: $1035.60
ING Bank Account: $321.92
Antique Collectibles: $5.00
529 Plan: $0
IRA: $0
Upromise Account: $37.50
BabyMint Account: $0

Total: $4023.46 (+$165.76 or +4.12%)

July 31, 2006

Assets

Cash: $2463.44
I-Bond: $1031.00
ING Bank Account: $320.76
Antique Collectibles: $5.00
529 Plan: $0
IRA: $0
Upromise Account: $37.50
BabyMint Account: $0

Total: $3857.70 (+$256.40 or +6.65%)

June 30, 2006

Assets

Cash: $2212.80
I-Bond: $1026.40
ING Bank Account: $319.60
Antique Collectibles: $5.00
529 Plan: $0
IRA: $0
Upromise Account: $37.50
BabyMint Account: $0

Total: $3601.30 (+$156.33 or +4.34%)

May 31, 2006

Assets

Cash: $2062.16
I-Bond: $1021.80
ING Bank Account: $318.51
Antique Collectibles: $5.00
529 Plan: $0
IRA: $0
Upromise Account: $37.50
BabyMint Account: $0

Total: $3444.97 (+$150.22 or +4.36%)

April 30, 2006

Assets

Cash: $1917.64
I-Bond: $1017.20
ING Bank Account: $317.41
Antique Collectibles: $5.00
529 Plan: $0
IRA: $0
Upromise Account: $37.50
BabyMint Account: $0

Total: $3294.75 (+$137.33 or +4.17%)

March 31, 2006

Assets

Cash: $1785.93
I-Bond: $1012.60
ING Bank Account: $316.39
Antique Collectibles: $5.00
529 Plan: $0
IRA: $0
Upromise Account: $37.50
BabyMint Account: $0

Total: $3157.42 (+$170.97 or +4.48%)

February 28, 2006

Assets

Cash: $1649.93
I-Bond: $1008.00
ING Bank Account: $315.39
Antique Collectibles: $5.00
529 Plan: $0
IRA: $0
Upromise Account: $37.50
BabyMint Account: $0

Total: $3015.82 (+$141.60 or +5.66%)


January 31, 2006

Assets

Cash: $1569.56
I-Bond: $1000.00
ING Bank Account: $314.49
Antique Collectibles: $5.00
529 Plan: $0
IRA: $0
Upromise Account: $37.50
BabyMint Account: $0

Total: $2844.85 (+$81.70 or +2.79%)

December 31, 2005

Assets

Cash: $1513.91
I-Bond: $1000.00
ING Bank Account: $313.50
Antique Collectibles: $5.00
529 Plan: $0
IRA: $0
Upromise Account: $12.44
BabyMint Account: $0

Total: $2844.85 (+$482.57 or +20.43%)


November 30, 2005

Assets

Cash: $1001.30
I-Bond: $1000.00
ING Bank Account: $312.50
Antique Collectibles: $50.00
529 Plan: $0
IRA: $0
Upromise Account: $6.00
BabyMint Account: $0

Total: $2362.28 (+$51.29 or +2.21%)

October 31, 2005

Assets

Cash: $993.78
I-Bond: $1000.00
ING Bank Account: $271.73
Antique Collectibles: $50.00
529 Plan: $0
IRA: $0
Upromise Account: $3.00
BabyMint Account: $0

Total: $2318.51 (+$218.51 or +10.41%)

September 30, 2005

Assets

Cash: $2000.00
ING Bank Account: $100.00
529 Plan: $0
IRA: $0

Total: $2100.00

4 comments:

Anonymous said...

You are so darn cute (and financially savvy!). Have you considered checking out www.littlegrad.com? It also gets you online rebates when you shop online.

Its a fairly new service but they seem to be adding stores every day (I'm not a huge spender, but I saved over $100 doing regular holiday shopping.)

This month have great college savings for valentines things (in case your parents like flowers/chocolates!)

Keep on saving!!! -- Tyler's mom

Anonymous said...

Just be warned these assets can impact access to financial aid or cheap loans for college.

Children are expected to use ~30% of their assets each year on college. They are also expected to use ~50% of their income.

Just make sure you look into these things. College planning isn't all about savings.

Ken Burbary said...

I'm curious, what is your thinking behind keeping the majority of your savings in cash? Why not leverage an ESA or 529?

Is there a specific reason you're doing so?

financial baby steps said...

I'm curious, what is your thinking behind keeping the majority of your savings in cash? Why not leverage an ESA or 529?

Is there a specific reason you're doing so?


As you can see I haven't updated this in awhile because I've been having to much fun being a baby, but it's one of my things to do this week.

Cash was the majority because my uncle was purchasing antiques in Japan and selling them for me, but now that he is back they will be invested. I think I'll be keeping the money out of college specific accounts for now because I want to keep it free for other investment opportunities, but will be looking into putting aside some of the money into such accounts as funds increase.