Monday, January 30, 2012

Car Share

It doesn't matter where you are in the world right now, there is one fact that is very clear – gas prices are getting higher and higher and while there are things we can do to reduce gas prices, there aren't many tings we can do short term. It has gotten to a point where people are actually avoiding using their vehicles in order to save money and instead, spending almost as much on public transport just to get to work and other places that they need to frequent on a regular basis.

There is one very helpful tip that can help you if you are looking to save money on your gas prices – car sharing schemes. These sound complicated but in reality, the idea is very, very simple. If you work with one or more people that you get along with, and they live in the same rough direction as yourself, why not share the car duties? Instead of two or three of you taking your cars to work in the morning, take it turns to pick each other up and just all put in for a gas "kitty" so that the whole process is fair.

Create a rotation of sorts – you can do it in whichever way is easier for you. Maybe one person does one week and then another does the next? Figure out exactly how much gas is being used on the journey and every pay a certain amount of money each. This will still be cheaper than taking three different vehicles to work and can save you a lot of money in the long run, as well as helping the environment.

All of you involved in the car pooling scheme should keep an eye out at gas stations to try and find the cheapest price too – if you notice that one station is considerably cheaper than the one that your work colleague is already using, bring it to their attention, saving even more money still. Do your bit for the environment and save some pennies – a job well done!

Monday, January 23, 2012

Make A List When Grocery Shopping

Grocery shopping is something that fills a lot of people with dread. You walk around a grocery store for a while, put a bunch of random stuff in your cart and then get to the checkout to realise you have spent well over your budget. There is one very simple way in which you can save money on your grocery bill and that is to always make a list of items that you need or want and take it with you to the grocery store. Buy only what you have on your list and do not get carried away with buy one, get one free offers and other such deals and you will soon see your grocery bill shrinking over time.

Take a good look in your cupboards and in the refrigerator before you leave for the store and make sure that you write down the things that you need that you would normally buy. These should be things like eggs, milk, bread, sugar etc. When you head to the store, make sure that you have the list somewhere safe and accessible. You will find that, with a list, you can buy the things that are just what you need. You will head to the aisles that contain the items that you need and then go to the checkout. Not only will your grocery bill be smaller, but your trips to the store will also be quicker, meaning that you have more time to spend on other things and better manage your day.

It can be very easy to go to the store and walk out with a whole bunch of stuff that you don’t need and probably won’t use. How many times have you bought items that you wouldn't normally buy simply because they were on some kind of special offer? Will a list and a little bit of will power, you will find that your grocery bills will soon shrink!

Monday, January 16, 2012

Washing Machine Saving Money Tips

If you think the only way you can save money using your washing machine is by scrubbing your clothes in the local lake on a rock, you are mistaken. There are hundreds of ways that you can save a few pennies when doing your laundry and when it comes down to it, a lot of these money saving methods are down to plain and simple common sense. Thankfully, help is at hand – here are the top three tips for saving money with your washing machine.

1. If you don't need to do laundry, don't do it! So what if your favourite jeans are a tad grubby and you want to wear them tomorrow? Hand-wash them if you really can't live without them. There is no point in doing a whole load of laundry for one pair of jeans, especially when it takes just a few moments to give them a quick clean by hand. Wait until you need to do laundry – make set days such as Tuesday’s and Sundays. Not only will you be amazed at how much more time you have on your hands, but you will also be amazed at how much money you save, both on electricity costs as well as detergent and softener costs!

2. Turn off the hot water! So many of the laundry detergents on the markets these days are designed to be used in a colder temperature of water, so why not make use of them? What's the point in heating your water to boiling point and wasting heat/electricity when the detergent you are using works perfectly well, (sometimes better) at a colder temperature? Why not try it, just for a month? You'll be shocked at how many pennies you will be able to save!

3. If your washing machine looks like something found in a seventies movie, maybe it’s time to upgrade? Not only can an old machine waste water and electricity, but by upgrading to a newer, energy efficient model, you are also doing your bit for the environment. The same applies to large machines – if the kids have moved out or you no longer have as many people living in your home, what's the point in having a massive machine? Downsize your machine size as well as your laundry costs at the same time!

Monday, January 09, 2012

Dryer Setting Tip

Laundry is one of those things that you cannot really sacrifice. You need these pieces of machinery in the same way that you need your car or washing machine for day to day use. It makes sense to learn how you can save money using your dryer and luckily, there is one simple tip that you should not live without.

Although using your dryer proves to be convenient, it can also prove to be expensive. It can use more electricity than your average air conditioning unit, and this is a lot of power. One of the easiest things that you can do to save money and power with your dryer, is to ensure that you are using the right setting for the clothes that you are trying to dry. You will find that there are normally more than a few settings for you to choose from, and one of the reasons why so many people waste electricity and money when doing laundry, is because they have their dryer (and occasionally the washing machine) on the wrong setting.

If you are drying your underwear or other delicate items, use the delicate setting on your dryer or at least use a lower temperature. It is simple common sense – the less heat you use, the less power you need and in turn, the more money you will save. You will also save money on clothing costs by doing this – using the wrong heat setting on your clothes can damage them quicker than your average amount of wear and tear, and you will end up having to stop wearing your favourite items after just a few washes.

Next time you turn on your dryer, take a peek at what setting you are using. If you only have half a load, use a lower temperature and always make sure that you are choosing the right setting for the type of clothing that you are trying to dry.

Monday, January 02, 2012

How To Save Over $100 Grocery Shopping

Here is an easy and painless way to save money when doing your grocery shopping that will not change what you are planning to purchase. Even better, this simple little change can save you well over a hundred dollars a year. You simply need to change the time you do your grocery shopping.

Studies have shown that the longer you stay in a grocery store, the more likely you are to spend money. it may surprise you to learn that consumers spend as much as 50 cents more each additional minute they remain at the grocery store after the first 30 minutes. That's right. if you can get in and out of a grocery store quickly, you are much less likely to spend extra money, but if you stay over thirty minutes, each couple of minutes after that is going to cost you $1.00. If you can cut the time you spend in the grocery store from an hour to 30 minutes, you will save yourself approximately $15. There are a variety of ways to decrease the amount of time you spend in the grocery store, but one of the simplest ways is to focus on the time of day that you shop.

A simple way to accomplish this is to go to the grocery store during non-peak shopping hours. Since there are more people in the store during peak shopping hours, you'll spend more time in the store than when it is relatively empty. This will especially help in decreasing the time you wait in the check-out line where the dreaded impulse purchase items are calling at you.

If your grocery store is open 24 hours, the best times to go are before 8:00 in the morning or after 9:00 in the evening. If your store isn't open 24 hours, shopping when it first opens in the morning is best. If that is not possible, right before it closes is next best. If you can remember, make a note the time when you enter and exit to see how much time you spend inside (a stop-watch is handy here if you happen to have one and makes it sort of a fun game). The goal is to get in and out in under 30 minutes each time you visit your local grocery store.

If you can arrange your schedule to shop when it's least crowded, you will save well over $100 in shopping expenses during the year. An added benefit is that you will free up more time to do other things since you'll spend less time shopping.