I love finding little baby steps to improve my finances which take very little time or effort to accomplish. This baby step does both in a matter of seconds and can save about $100 a year according to washer tips.
All you need to do is take a stroll over to your washing machine and turn the wash cycle switch so that it's pointing to a "cold – cold" wash. I have been doing this for a few weeks and I can't tell a difference in the cleanliness of my clothes at all. Unless your clothes are terribly dirty, I highly doubt that you will see a difference either.
It is the cost of heating the water that is the most expensive part of washing clothes. When the washing machine is set to "cold - cold" there is no cost to heat the water, and this is where the money savings comes from. A small and easy baby step that I took to help improve my finances.